Questions About The Affordable Care Act?
On October 1st, the health insurance marketplaces for the Affordable Care Act went into effect, helping to bring access to quality, affordable health care for all Americans. Here in Colorado, our state’s new online health marketplace, Connect for Health Colorado, will enable you and your family or small business to shop for, compare, and purchase health insurance that meets your needs and fit your budget.
Check out the resources below to find answers to your questions about the new health care law and what they mean to you.
- I have health insurance. What do I need to know?
- I need health insurance. What are my options?
- I’m ready to get coverage
- I run a small business. What do I need to know?
- Click here for a helpful guide to the health insurance marketplace, Connect for Health Colorado.
If you need additional information or assistance, you can contact Connect for Health Colorado or other state agencies who can help:
- Connect for Health Colorado: Call 1-855-PLANS-4-YOU (1-855-752-6749) or visit http://www.connectforhealthco.com/connect/contact-us/.
- Colorado Division of Insurance: To speak with a consumer affairs representative, call: (303) 894-7490 - Consumer Information or (800) 930-3745 - Toll Free if calling from outside Denver metro area or visit http://www.cohealthinfo.com/.
- Colorado Department of Health Care Policy and Financing: Call 303-866-3513 (Denver Metro area), 1-800-221-3943 (Outside of the Denver Metro area - Toll free), or visit http://www.colorado.gov/hcpf.
How the Affordable Care Act is working for Individuals, Families, & Small Businesses:
As a senior member of the powerful Committee on Energy and Commerce, I was proud to play a key role in shaping the Affordable Care Act, and it gives me great pride every time I speak to a Coloradoan about how it is already helping their families. Thanks to the Affordable Care Act, we have already seen expanded access to quality, affordable health care and an increase in benefits for Americans, all while keeping costs down and holding insurance companies accountable.
Below, you will find out how the Affordable Care Act is helping families in Colorado and across the nation, important information on the health insurance marketplace, and upcoming town hall meetings where you can learn more about the law and have your questions answered.
- How The Affordable Care Act is already helping the people of Colorado's 1st District.
- How the Health Care Law is Making a Difference for the People of Colorado - Check here to find up-to-date information on the investments made in implementation of the Affordable Care Act in Colorado.
- Key Features of the Affordable Care Act - Reforms included in the Affordable Care Act will be implemented through 2014 and beyond. This timeline will show when key features will be implemented.
- Your Insurance Company & Cost of Coverage - Check here to find out how the Affordable Care Act holds insurers accountable for how they spend your money and determine you rate increases.
How the Marketplace Works:
On October 1st, 2013, Colorado’s state health insurance marketplace – better known as Connect For Health Colorado – opened for enrollment. Individuals and families now have access to the marketplace and to purchase insurance through the web, phone, and in person Health Assistance Sites. Connect for Health Colorado also allows individuals and small businesses to have access to premium tax credits. Starting in 2014 premium tax credits will be available to low and middle income persons to enable them to afford private insurance. In the Denver Metro area, 104,660 individuals will eligible for premium tax credits. The vast majority of Coloradans who will be eligible for premium tax credits— about 89 percent—will be in working families.In the Health Insurance Marketplace you may be able to lower the costs of your health insurance coverage by paying lower monthly premiums.
Now that the marketplaces are open for business, many people have questions about what it means for them and how it will work. Before the marketplaces opened for business, I hosted several town hall meetings to provide important information about the Affordable Care Act, the health insurance marketplaces, and other benefits of this comprehensive new law.
These town hall meetings included representatives from Connect for Health Colorado, the U.S. Department of Health and Human Services, and the Small Business Majority.
If you were unable to attend one of the many town hall meetings, you can watch the videos below:
TOWN HALL: Implementation of the Affordable Care Act (Part 1 of 2)
TOWN HALL: Implementation of the Affordable Care Act (Part 2 of 2)